Terms & Conditions

1. Acceptance of Terms

By accessing or using this website you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the site.

2. Nature of Our Services

Hospital Cash Benefit provides information about hospital indemnity insurance and helps connect you with licensed agents and carriers. Hospital indemnity is supplemental coverage; it is not major medical insurance, Medicare, or a substitute for health insurance.

3. Quotes and Illustrations

All plan figures, benefit amounts and prices shown on this website are illustrative. Actual coverage, availability and premiums are determined by the issuing carrier and depend on factors including age, state of residence and underwriting.

4. Your Responsibilities

• Provide accurate and complete information
• Use the site only for lawful purposes
• Not attempt to disrupt or gain unauthorized access to the site

5. No Professional Advice

Content on this site, including blog articles, is for general information only and does not constitute insurance, legal, tax or medical advice.

6. Third-Party Links

Our site may link to third-party websites. We are not responsible for their content or practices.

7. Limitation of Liability

To the fullest extent permitted by law, Hospital Cash Benefit will not be liable for indirect, incidental or consequential damages arising from your use of the website.

8. Changes to These Terms

We may update these terms at any time. Continued use of the site after changes means you accept the revised terms.

9. Governing Law

These terms are governed by the laws of the United States and the state in which our company is registered.