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FAQ
Before You Contact Us
No. It is supplemental coverage that pays you a fixed cash amount when you are hospitalized. It works alongside your primary health plan or Medicare.
You do. Benefits are paid directly to you, and you can use the money for medical bills, rent, groceries or anything else.
Yes. Most people who buy hospital indemnity already have a primary health plan and want help with deductibles and other costs.
Many plans apply a waiting period to pre-existing conditions. Details vary by carrier and state, and your agent will explain them before you apply.
Premiums depend on your age, state and the daily benefit you choose. Many adults find plans starting at a modest monthly premium. Request a quote to see exact pricing.