A little preparation reduces stress and avoids billing headaches. Use this checklist for any planned admission.
Before you go
- Confirm your hospital and surgeon are in-network
- Ask for a cost estimate in writing
- Notify your supplemental insurer of the planned admission
- Arrange time off work and care for dependents
After discharge
Keep every itemized bill and discharge summary. Submit your indemnity claim promptly, as most carriers pay within days of receiving proof of admission.
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This article is for general information and is not insurance or legal advice.
